The digital debt marketplace

Flexible, transparent, real-time capital markets access for institutional investors and originators

Our Response to COVID-19

What we provide

Infrastructure

Transformation

We make loans investable for institutional investors by transforming them into different capital markets instruments.

Standardisation

We provide standardised loan data, allowing for more transparency, better comparability and convenient reporting.

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Powerful data handling, analytics and forecasting

Loan
analytics

Portfolio analytics

Return on equity
calculator

API
integration

Reporting
engine

Data integration & processing

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Use cases

Banks

As originators, banks may expand their origination capacity and increase income whilst simultaneously improving their capital reserves. As investors, banks can earn positive carry and diversify their investments across countries and debt asset classes.

Insurance companies

Insurance companies may improve their ability to match their long-term guarantees. Our digital platform enables meaningful comparison of all originators, including smaller ones not reached by traditional ABS structures.

Investment funds

The CrossLend marketplace offers investment funds a single point of access to private debt, spanning different originators, countries and asset classes. Standardised loan tapes and a replicable legal structure allow for a better comparability of different opportunities as well as a more efficient and scalable investment process.

Alternative lenders

Our marketplace may increase alternative lenders’ visibility to institutional investors and prove more accessible and scalable than traditional ABS securitisation.

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“What CrossLend intends to do is really to put on the table the topic of creating a European Capital Market […] I strongly support their project.”

Laure Morsey, COO, BGL BNP Paribas

“Using the CrossLend platform as a means to easily diversify our European portfolio in a standardised way has advantages for us over direct loan investments.”

Pedro Pinto Coelho, CEO, Banco BNI Europa

“CrossLend has the opportunity to become an industry standard, interlinking capital markets in Europe and potentially elsewhere (…). I am thrilled to actively support them in shaping it.”

Manuel Silva Martínez, partner and head of Investments, Santander InnoVentures

CrossLend in the media

Germany’s financial regulator BaFin has authorised CrossLend to provide financial services in the form of investment brokerage

CrossLend has received approval from Germany’s Federal Financial Supervisory Authority, BaFin, to broker investments in accordance with Section 32 of the German Banking Act (KWG).

Santander InnoVentures leads €35 million funding round in CrossLend

Santander InnoVentures has announced today that it is leading CrossLend’s Series B funding round. The round also includes funding from existing investors Lakestar, ABN AMRO Ventures, and Earlybird. Other financial institutions are expected to participate in the round over the coming months.

Conference with the Minister of Finance, Pierre Gramegna at BGL BNP Paribas

CrossLend, with the support of the lux future lab and the LHoFT Foundation, held a conference titled “The Role of Luxembourg & FinTech in Securitisation” at the BGL BNP Paribas Auditorium, with more than 350 registered guests, among them banking executives, institutional investors and securitisation professionals.

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Far-reaching benefits for originators and investors

Institutional investors can quickly and efficiently build diversified portfolios backed by a wide range of debt from international originators – while enjoying a high degree of risk transparency.

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Originators can increase their origination capacity – maintaining capital ratios and generating new fee income while keeping the focus on new business, servicing and customer relationships.

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